Azadi Ka Amrit Mahotsav

Government Programmes

Under the Government of India Programs, HUDCO, as a premier techno-financial institution and one of the technical arms of the Ministry of Housing & Urban Affairs (MoHUA), has been involved in an array of activities. HUDCO in conformity with its Social Mandate of providing Housing for Economically Weaker Sections and disadvantaged populace has played a key role in various Government of India Programs in the Housing and Urban Infrastructure Sectors and is currently involved in the Pradhan Mantri Awas Yojana - Housing for All (Urban) programs:

Role of HUDCO: Government of India Mission Programs

Pradhan Mantri Awas Yojana - Housing for All (Urban)
PMAY-HFA (Urban)

The Pradhan Mantri Awas Yojana – Housing for All (Urban) is the premier flagship program of the Government of India in the Housing Sector which envisions - “Housing for All” by 2022 when the Nation completes 75 years of its Independence. This program is being implemented through its four verticals, namely;

  1. Slum Rehabilitation with Private participation using Land as a Resource (ISSR)
  2. Affordable Housing for weaker sections through Credit Linked Subsidy (CLSS)
  3. Affordable Housing in Partnership with Public/ Private sectors (AHP)
  4. Subsidy for Beneficiary Led Construction for new house construction or enhancement (BLC)

HUDCO is assisting the Ministry in conducting scrutiny of projects (desk & site scrutiny) in respect of the 3 verticals of ISSR, AHP and BLC – New/Enhancement Projects. HUDCO is also the Central Nodal Agency, along with NHB, for channelizing subsidy under CLSS to Prime Lending Institutions (PLIs), e.g., banks & HFCs, monitoring progress and furnishing utilization certificate to the Ministry. Up to the year ending 31st March 2021, HUDCO carried out site and desk scrutiny for over 450 projects with project cost around Rs. 46000 Crore involving central share around Rs.14500 Crore for of over 9 Lakh DUs in 364 town /cities under 34 States / UTs of India.

HUDCO also offers loan assistance in the form of viability-gap funding to State Governments/ Implementing agencies/Urban Local Bodies (ULBs) to meet their share of the State / ULB of the total project cost.

HUDCO over the year has assisted the MoHUA in its various other Government of India Programs:

Rajiv Awas Yojana


HUDCO played a major role as part of the consultative process with the Ministry for formulation of DPR preparation & PMC guidelines etc. HUDCO also extended its consultancy services to the states for preparation of Slum-free Plans of Action for cities like Gangtok, Kolkata, Thane, Dhanbad, Bokaro, Jamshedpur, Ranchi etc.

Jawaharlal Nehru National Urban Renewal Mission


HUDCO was intricately involved with JNNURM program in the capacity as i)Central Appraisal Agency, ii) Central Monitoring Agency and iii) Capacity Building institution. It assisted Ministry for formulation of guidelines & various formats and checklists alongwith providing consultancy services to State Govt./Implementing Agencies in preparation of Detailed Project Reports (DPRs). HUDCO also assisted Ministry in preparing/issuing “Toolkit for preparation of BSUP/ IHSDP Detailed Project Reports” and a ‘Design Manual’ showcasing the best practices. As a financing agency, HUDCO extended long terms loan finance to eligible public institutions to meet viability gap i.e. State Govt. / agency contribution beyond available Central Govt. grant.

Deendayal Antyodaya Yojana – National Urban Renewal Mission: Shelter for Urban Homeless


HUDCO as a premier techno-financial institution undertook inspections of various projects under the Shelter for Urban Homeless (SUH) component of Deendayal Antyodaya Yojana – National Urban Renewal Mission (DAY – NULM). For assisting the State/ UT Governments HUDCO also prepared prototype designs under SUH for day and night shelters (minimum 50 beds) incorporating the use of eco-friendly & low embodied energy materials for the four climatic zones, viz; Hot & Dry Climate, Composite Climate, Warm & Humid Climate, and, Cold Climate.

HUDCO represented MoHUA, GoI at the Project Sanction Committee meetings constituted by the States/UTs under Scheme of Shelter for Urban Homeless (SUH) component of National Urban Livelihoods Mission (NULM)

Inspection of projects under Govt. of India programme for Development of Social Infrastructure of North-East States including Sikkim also known as Provision of 10% Lumpsum Scheme


HUDCO, on behalf of the Ministry of Housing & Urban Poverty Alleviation, undertook inspection, as per direction received from the Ministry, of ongoing projects sanctioned under 10% grant for North Eastern Region including Sikkim.