Page 71 - HUDCO BEST PRACTICE AWARDS

Year 2016-17

initiAtiVES in finAnciAL incLuSion of urBAn Poor WoMEn

through Linkages with income generation Activities by Surat Municipal

corporation

inancial Inclusion is fundamental to equitable socio-economic development of any Institute . 950 trained SHG members were able to sell Rs. 84 lakh worth of eco friendly
Fpopulation and holds greater value for poor women in particular, since they face the idols.
double burden of being poor and the less equal gender. With this objective in mind, the ii). Mudra Loan Mela: For small enterprises set up, 309 loans were disbursed amounting
Urban Community Development Department (UCDD) of Surat Municipal Corporation to Rs. 99, 81,791/ , of which 210 beneficiaries were women beneficiaries.
(SMC), Gujarat enhanced the income generating opportunities and outcomes for the urban iii). The Seva Setu Programme and the Garib Kalyan Mela facilitated better delivery of
poor women of the city of Surat and thus made significant strides in integrating the poor Government services to the target groups.
women with the formal financial systems.
Other similar programmes were also conducted benefitting women and providing them
The strategy adopted was to identify economic opportunities for poor women in the with livelihood generation opportunities. While Government initiatives and interventions
traditional cultural practices and the emerging cultural milieu of the region; provide towards poverty alleviation are across the country, the socio-economic improvements in
financial access along with infrastructure support to enable them to explore such the lives of urban poor households demonstrated in Surat, are getting replicated in other
livelihood activities. UCDD identified beneficiaries of Government welfare programmes that towns and cities of the State.
had an initial level of understanding and preparedness about the credit operations of banks
and collective bargaining capacity that Self help groups are trained in. The identified women
beneficiaries were from Self help groups formed under different programmes of Government
of India such as Swarn Jayanti Swarojgar Yojana, the National Urban Livelihood Mission,
Ration Card Holders of the Below Poverty Line (BPL) population and beneficiaries of State
programs like Mukhyamantri Amrutam and Maa Vatsalya. Various awareness programmes
were conducted at ward level that led to an improved understanding of the merits of the
Government’s initiatives and instilled a feeling of belongingness to the program amongst
the people. The programmes and the achievements in the same are as follows:
i). SHGs in various SMC organized social fairs/melas : In the Rakhi Mela, 220 SHGs were
provided stalls resulting in Total sales of Rs. 35,17,562/- and in the Navratri Mela, 154
SHGs were provided stalls with total resulted in sales of Rs. 34,76,715/- . Keeping in
mind the increased demand for Ganesha idols during Ganesh Chathurthi festival, SMC
trained by linking up the SHGs with the Gujarat Matikam Kalakari Rural Technology
Women group working for mela activities
finAnciAL uPLiftMEnt of urBAn Poor WoMEn by Engaging them

in traditional cotton textile Handloom industries by Municipal corporation

rajnandgaon

he State of Chhattisgarh is known for its rich, exquisite, varied and fine quality handlooms. handloom weaving industry of the region. Rajnandgaon is known for its Bengal Nagpur
TWeaving is the ancient art and traditional heritage of Chhattisgarh. Rajnandgaon is one Cotton Mills. At present, the cotton textile mills have closed down; but the poor workers and
of the districts of Chhattisgarh state in which handlooms are flourishing under various their families are still living there and are not been able to generate sustainable livelihood
weaving co-operative societies. Under the aegis of the Deendayal Antyadoya Yojana - out of it. Hence, by connecting these families with their traditional business, the textile
National Urban Livelihood Mission of the Government of India, Self help groups of urban business is being extended along with raising the economic levels of these families.
poor women in the Rajnandgaon District are receiving skill training in handloom weaving Under the Deendayal Antyodaya Yojna-National Urban Livelihoods Mission, during 2015-16
through weavers’ co-operatives; financial assistance for setting up enterprise through and 2016-17, a total of 100 women were trained by Shri Sai Bunkar Cooperative Committee.
bank linkages and marketing support by the State. This approach has the dual merit of After training, about 55 women have received work orders and about 10 women have been
uplifting the economic status of poor urban families in the district besides sustaining the
provided subsidized loans from the bank to set up their enterprise. The trained women are

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