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DirEct BEnEfit trAnSfEr – online Payment System for BLc under

PMAy by Housing and urban Development Department, govt. of odisha

overnment of Odisha, through Odisha Urban Housing Mission (OUHM) which is the financial assistance in instalments to PMAY beneficiaries through their bank accounts.
GState Level Nodal Agency (SLNA) responsible for providing housing for all in the Leveraging DBT-OPS mechanism, benefits go to individuals’ bank accounts electronically,
urban areas under Pradhan Mantri Aawas Yojana (PMAY), has undertaken a number of minimizing tiers involved in fund flow and thereby reducing delay in payment. This has led
noteworthy initiatives. Beneficiary Led Construction (BLC) has been one of the verticals
under PMAY, where the eligible beneficiaries are provided Rs.2.00 lakh in four installments to money transfer to targeted beneficiaries, curbing pilferage and duplication. More than
for construction of houses. OUHM, in collaboration with banking partner (Axis Bank), has Rs.404 Crore has been disbursed till January 2018, through the application. Besides, the
developed an Electronic Fund Management System (EFMS) facilitating direct transfer of application is effectively addressing the capacity and resource issues at ULBs.

urBAn rESourcE cEntrE by Saath charitable trust

igration has become an integral aspect of urbanization. When informal sector workers process of service facilitation by acting as a bridge between the community and relevant
Mmigrate to urban areas, they tend to miss out many opportunities which a resident service provider. Impacting 1,80,000 people till 2018, it continues to operate through three
of the city is normally entitled to. Saath Charitable Trust with over a decade of experience centres in Ahmadabad and three in other states. This has helped the community members
with informal settlement dwellers realized that there is a need to connect them to various receive larger benefits such as credit, house, medical facilities, etc. leading to integrated
services in order to achieve betterment in their living condition. Urban Resource Centre development.
(URC) was set up with a vision to connect them to as many benefits as they can avail
with the help of emerging leadership from within the community. The center helps in the

Interaction with Participants/Clients

Various work fields of Urban Resource Centre (URC)
URC model showing its four major components

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