Page 78 - HUDCO-SHELTER-APR21

POLICY REVIEW

about the capacity of residents to materials required to reach the The affordable housing in
afford. An affordable house is a level of an 'affordable' house various states across India is
house the family can pay for and within the market, in other provided either by pan-state
not just the house they need. To words, the controlled provision authorities like slum
a ain the precision in delivery of of supply, within a controlled rehabilitation authority or by the
affordable housing, it is not a and intervened market. housing boards. These
question of how much they need Figure 6 shows graphical authorities intervene by
it, it is a question of how much distribution of population that adhering the advisories and
they can pay for it. Most of the can afford formal housing in the compliances issued by the
migrants & residents in Indian city of Ahmedabad, India. It is central agencies. Few states like
cities have no means to buy new evident from the figure that only Maharashtra have a separate
land, and the house. It is there 30% of the population can afford housing authority like
that the public sector comes in to formal housing. This indicates Maharashtra Housing and Area
find ways to complement the need to change the approach Development Authority
capacity of residents to afford of drafting affordable housing (MHADA) to deal with housing
housing with help such as policies and change the scale at demands and formulate various
finance, land, capital, means or which they are planned. projects including affordable
housing. However, establishing
Figure 6: Allocation of Households to housing stock: Ahmedabad the pan-state housing bodies in
India is becoming a 'One size fit
for all' model, resulting into
inefficiency of housing projects
& failure to provide affordable
housing to residents. As the
demand for affordable housing
is always higher in ever
expanding metropolises, the
authority which has land
acquisition and development
related powers like the
metropolitan development
authorities could be the ones
dealing with the provision of
affordable housing. The
delegation of necessary powers
to the metropolitan authorities
can increase the precision and
Source: Working with the Market: Approach to Reducing Urban
speed in the delivery of
Slums in India, openknowledge, worldbank.org
affordable housing. For the pan-
state housing bodies, various

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