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SHELTER FROM THE EDITOR-IN-CHIEF
Volume 23, No.1 April 2022
www.hudco.org The theme of this issue of shelter is ‘inclusive housing’. As the world is slowly coming back
ISSN 2347-4912 to normalcy from the COVID Pandemic, the provision of inclusive housing assumes critical
importance, especially for a country like India which was witness to large scale reverse migration
owing to urgent need of shelter and livelihood opportunities. Due to its strong inter-industry
Shelter is an official publication of linkages which helps in capital formation, income and employment generation, the role of housing
HUDCO/HSMI, distributed free of in driving sustainable and inclusive economic transformation at the national, regional and local
charge. It deals with issues related levels is well documented. This is further reinforced under Sustainable Development Goal no. 11
to housing, urban development and which mandates nations to ensure access to adequate, safe and affordable housing for all as well as
other themes relevant to the habitat basic services and upgrade slums by 2030. As a large proportion of urban poor including migrants,
sector. Contributions, comments and senior citizens, working women, widows, students, alternately abled, etc. lives in unplanned slums
correspondences are most welcome and and unauthorized colonies, any programme on ‘Housing for All’ would mean social, economic and
should be forwarded to: financial inclusion of all socio-economic groups, especially the vulnerable segments.
Inclusive housing has always been a focus area of the Government of India since independence
EDITOR and a large number of programmes and policies have been designed to cater to the housing needs
SHELTER of different socio-economic groups, the latest being the PMAY-Urban. The Pradhan Mantri Awas
HUDCO’s HSMI Yojana–Housing for All (Urban) Mission of the Government of India, with four economically viable
HUDCO House, Lodhi Road, affordable housing verticals, has been a commendable effort towards an inclusive housing program
New Delhi -110003 intervention that addresses the diverse nature and extent of housing shortage with differential
Tel: 011-24308600 socio-economic housing condition and tenure status across scales of urban demography. The PMAY
Mission will substantially improve the access of the urban poor for formal sector housing finance as
Fax: 011-24365292 well as making the houses affordable to the urban poor segment. For empowering women through
Email: hsmishelter@hudco.org PMAY, the inclusion of the name of female head is ensured by valid ownership documents for the
house. In addition, the Government of India has undertaken a number of demand-side and supply-
BOARD OF DIRECTORS side steps in order to catalyse the inclusive housing market in India. The programme not only
Chairman & Managing Director ensures a pucca house having basic amenities like toilet, water supply, electricity and kitchen to all
Mr. Kamran Rizvi, IAS eligible urban households by the year 2022, but also guarantees a dignified living along with sense of
security and pride of ownership to the beneficiaries as well as acts as an engine of economic growth
Directors through the provision of more employment, income and livelihood support.
Mr. M. Nagaraj
Mr. D. Guhan Till now, the PMAY-HfA(Urban), world’s largest housing programme, has approved construction
of more than 11.5 million houses involving total investment of Rs.7.56 lakh crore with central
Mr. Shyam Sunder Dubey assistance of Rs. 1.93 lakh crore, out of which Rs. 1.30 lakh crore has been released to States in the
Mr. Kuldip Narayan framework of cooperative federalism.
Mrs. Sabitha Bojan
Dr. Ravindra Kumar Ray In order to address the shelter needs of the migrants and urban poor in the country, the Govt. of
Dr. Siyaram Singh India has launched the ‘Affordable Rental Housing Complexes (ARHCs) Scheme, as a sub-scheme
Mr. Bansi Lal Gujar under PMAY-HfA(Urban). This policy level intervention is one of the significant steps towards
more inclusive housing which will improve their living conditions and provide access to dignified
and planned housing close to their workplace in industrial sector as well as in non-formal urban
Company Secretary economy.
Mr. Harish Kumar Sharma
However, towards further enhancing inclusive housing, there is a need for a new paradigm of
Editorial Team planning and housing strategies addressing some of the key focus areas such as: availability of land
Editor-in-Chief: Mr. M. Nagaraj at suitable locations; security of tenure and land rights; availability of cheaper, long-tenure and
accessible housing finance; technology suitability; and developer & construction related constraints.
Managing Editor: Dr. Sukanya Ghosh
nd
Editor: Dr. Akshaya Kumar Sen This volume of Shelter, being published on the occasion of the 52 HUDCO Foundation day
Co-Editor: Ms. Pooja Nandy celebration, contains a bouquet of articles which provide diverse insights into a range of issues
related to promoting inclusive housing. HUDCO has been promoting inclusive housing since its
Cover Design: Ms. Pooja Nandy inception, with 92 per cent of houses funded by it are for economically weaker sections and lower
income groups. The theme papers highlight the issues relating to inclusive urban planning and
Registered Office development through the earmarking of land and housing for the urban poor; challenges in cost
HUDCO Bhawan, Core-7A effective, eco -friendly and disaster Resilient Design and Construction for net-zero achievement;
India Habitat Centre inclusive housing push in the Union Budget 2022-23; and a comparison of urbanisation & housing
Lodhi Road in India & China. In the policy review section, two key articles discuss the role of PMAY for
New Delhi-110003 building back better through green, affordable and climate resilient housing in India; and
Tel(EPABX):011-24649610-23 importance of including Revenue Administration in implementing inclusive housing programmes.
This volume also presents three case studies contributed on different aspects of inclusive housing
CIN:L74899DL1970GO1005276 programmes in India such as learnings from BLC implementation under PMAY-Urban; housing
GST No.07AAACH0632A1ZF solutions for low income settlements in Delhi; and Citywide Slum Rehabilitation Strategies for the
Website: www.hudco.org Urban Poor in Kolhapur. These case studies would serve as a guide for scaling up the inclusive
housing programmes in other cities and towns.
Hope you enjoy reading this issue of Shelter.
