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POLICY REVIEW

          significance  of the small  scale   booming    real   estate   and   In Mumbai, Free housing is a type
          activities.                        economy created new demand        of a housing stock, generated
                                             for urban land among the local,   by the state government to deal
          DEVELOPMENT                        middle and upper classes  and     with the urban sprawl caused by
          PRESSURE                           elites (Banerjee-  Guha 2002;     slums in the form of mainstream
          The  Under-secretary General       Nijman 2000). Increasing foreign   housing units crossed subsidised
          and    Executive   Director   of   capital flows, opportunities and   through a profit making tool
          UN-Habitat,     criticised  that   earning aspirations attracted     as a sale component. In 2012,
          general lack of attention to the   elite desires for a city with world-  Columbian government had
          urbanisation  of poverty  on the   class transport infrastructure,   also announced a ‘free housing’
          part of policymakers,  shelter     leisure, and upscale residences   policy for the urban poor, that
          issues continued to fall between   (Fernandes, 2004). This scenario   would provide free homes  to
          the cracks and were hardly         created an affordable housing     1,00,000 families every  year.
          reflected in discussions, even at   crunch for urban poor. This      Over the years,  Columbian
          international forums. Whereas      wave of neo-liberalised vision    government had taken efforts
          UN-Habitat estimated in 2005       facilitated slum-clearance  by    to address adequate housing
          that the current population of     leveraging the market to resettle   for poor  families  includes:
          slum  dwellers  was  expected to   the urban poor. So, the market    rent control, building public
          double by 2030. Many countries     would    create   a   ‘win-win’   housing,   subsidised    interest
          had  chosen  ‘slum  upgradation    solution, addressing housing      rates, offering subsidies for
          ’ as a central approach to deal    for the poor and redevelopment    buying  homes, rental  vouchers,
          with urban poor in which           desires for the upper  classes.   slum      upgrading.      These
          UN-Habitat     emphasised    on    However, redeveloping slums       approaches    never    managed
          identification of ‘finance gap’    could   not   serve   equitable   to solve problems  of adequate
          (Branwen     Gruffydd     Jones,   benefits to all slum dwellers, it   housing  solutions.   (Gilbert,
          2012). But slum proliferation      was beneficial for evicted slum-  2001; UN-Habitat, 2011a). Every
          in   the   metropolitan    cities  dwellers who could furnish        government in Latin  America,
          increases  complexities for an     documentary proof of residency    and many beyond, is convinced
          approach like slum upgradation     in Mumbai prior to the ‘cut-      that the only house worth having
          as land is scarcely  available.    off date’ of January 1, 1995.     is a home of one’s own (Alan
          And Mumbai’s transforming          Later, a newly created slum       Gilbert, 2014).
          landscape, favoring the vision of   rehabilitation policy SRA, based   During 1948,  Latin  American
          world class infrastructure either   on ‘market oriented model ’ had   President Mariano Ospina was
          resulted into slum evictions or    offered incentives to private     arguing  that  ‘home ownership
          rehabilitation  which are giving   developers to build tenements     made people feel secure and
          birth to innovative policies. The   for slum dwellers free of cost   more at one with society.’ Home
          decade of 1985-1995 is known as    (Sapana Doshi, 2013).             ownership being  an official
          a period of significant change in   FREE HOUSING- AN                 policy in Columbia benefits
          redevelopment and resettlement     EFFECTIVE WAY?                    the govt. in two ways: first,
          policies and practice in the city.                                   it stimulates the construction
          In the early 1900s, Mumbai’s        A Case Study                     industry which is directly helpful

          1 Alan Gilbert: A researcher and his area of research is urbanisation and poverty in developing countries like Latine America and South Afrca
          2 Slum upgradation: Includes improvement of physical infrastructure, access to the municipal basic services, household upgradation and strengthening
          tenure security.
          3 Market oriented model: Market oriented model refers to debts and equity investments which enables capital flow in the market.


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