Financing, Consultancy and Capacity Building
Aiming New Responsibilities, Looking New Possibilities...

Our Company the Housing and Urban Development Corporation Ltd (HUDCO), the premier techno-financing public sector enterprise, in the field of housing and infrastructure development in our country. With an authorized capital of Rs 2,500 crore, as on date HUDCO has a paid up equity of Rs. 2,001.90 Crore. The corporation is headquartered in the National Capital, New Delhi and operates through a strong and multi-disciplinary work force placed over its nationwide network of Regional and Development offices. With its corporate vision of being a leading techno-financial institution for transforming the lives of people, HUDCO is on the mission of promoting sustainable habitat development to enhance quality of life. HUDCO was upgraded to a Schedule-A PSE in 2002 and was also conferred the Navratna status in 2024.

The housing finance loans are classified into social housing, residential real estate, health centre, play grounds, police stations, courts, jails, crematorium and retail finance. The Retail Financing is branded as HUDCO Niwas (collectively, “Housing Finance”).

With respect to urban infrastructure finance,loans are sanctioned for projects relating to:

    • Water Supply;
    • Roads and Transport;
    • Power;
    • Emerging Sectors, Which includes SEZs (special economic zones), Industrial Infrastructure, Gas Pipelines, Oil Terminals and Telecom Sector Projects;
    • Commercial Infrastructure and others, which includes Shopping Centres, Market Complexes, Malls-cum-Multiplexes, Hotels and Office Buildings;
    • Social Infrastructure and Area Development; and
    • Sewerage, Drainage and Solid Waste Management (collectively, “Urban Infrastructure Finance”).
    • Smart Cities

Borrowers under Urban Infrastructure Finance are primarily State Governments and their agencies. HUDCO ceased sanctioning new Urban Infrastructure Finance loans to entities in the private sector in March 2013.