Page 52 - Shelter - April 2023

POLICY REVIEW

and non-governmental Pradhan Mantri Awas Yojana beneficiaries by 2022. The
organizations (NGOs) have (PMAY) in India provides program provides financial
implemented various housing housing subsidies to eligible assistance to low-income
programs. These programs families and emphasizes the families to construct or
focus on providing affordable participation of women in the purchase a house. Similarly,
housing units, improving housing construction process. the Skill Development Mission
housing infrastructure, The program also focuses and Digital India Mission
and promoting sustainable on promoting sustainable have been instrumental in
and inclusive housing.The construction practices and improving the quality of
biggest impediments to improving the quality of construction and promoting
implementing affordable housing units. innovative construction
housing schemes have been SOCIAL POLICIES practices.
economic growth, availability The PMAY-Urban seeks to
of cheap and subsidized AND HOUSING address the affordable hous-
land, tenure rights, jobs and DEVELOPMENT ing requirement in urban
income opportunities. It is PROGRAMS areas through following pro-
clear that conventional top Social policies and gramme verticals:
down affordable housing development programs play • Slum rehabilitation of
policies did not worked well a crucial role in promoting Slum Dwellers with
in the past. The success of affordable housing. For participation of private
any social and affordable example, India’s Pradhan developers using land as
housing program requires a Mantri Awas Yojana (PMAY) a resource;
multi-pronged strategy. Social aims to provide affordable
policies, such as the provision housing to all eligible • Promotion of Affordable
of basic services, can improve
the living conditions of urban
poor. Development programs,
such as the National Urban
Livelihoods Mission (DAY-
NULM) in India, can provide
skill training and employment
opportunities to urban poor.
Affordable housing finance,
such as microfinance and
housing subsidies, can make
housing more affordable and
accessible to low-income
families.

Innovative housing
programs should focus on
the integration of education,
skill development, women
empowerment, gender
issues, and access to finance
and credit. For example, the (Source: https://pmay-urban.gov.in/uploads, Access date 22 Feb 2023)

50 HUDCO-HSMI Publication