Page 75 - HUDCO-SHELTER-April22

CASE STUDIES

Commencement 2019 2019
year
Possession year June 2022 December 2021
Subsidy received No subsidy received till date No subsidy received till date
Construction till 6 floors 11 floors
date
Customer type Daily wage earners with No slum dwellers have taken benefit of
an income range 10,000 – the scheme
12,000.
Only 2 slum dwellers have
availed of the scheme
Number of PMAY 95 out of 213 72 out of 250
flats sold till
26/08/2021

BLC and Ramai, structured allotted plots of land. From 1. Loss of judicious use of
interviews were conducted the total population, 9.9% land due to scattered land
with beneficiaries residing people had taken part in the ownership :
in Ambedkar Nagar and RAMAI Awas Yojana and
Awachit Nagar. The 2.32% from PMAY. People Land Ownership policies:
interviews gave an insight had constructed permanent Due to the haphazard
on implementation, financial dwellings by taking benefits issue of property cards it
condition, subsidy received, from the above schemes and was observed that land
plot area and ownership, on- loans from national banks or occupied by settlements
going stages of construction, micro-finance institutions. like Vare Vasahat and
timet aken for completion of Ambedkar Nagar had
the project, delays etc. A survey of 8 beneficiaries resulted in sub-optimum
who have taken benefits use of government
In Ambedkar Nagar, a from the PMAY scheme was preventing land sharing.
majority of the families had undertaken and analysed on
taken part in the scheme the basis of factors such as Inadequate data: The
in the year 2014 (44%), and setbacks followed, whether data held by ULB had
the rest in the years 2015, construction was as per discrepancies in the
2016, 2017. It was observed approved layout, amount land ownership, land
that beneficiaries who had of subsidy received and demarcation and property
enrolled in the year 2018 or remaining, etc, cards issued. Furthermore
later had not received the last the plot area as occupied
instalment. Inferences: by the residents did not

Through interviews with From the structured conform to the property
residents of Ambedkar Nagar, interviews, site visits and cards issued. This
it was revealed that 75% discussions with concerned has resulted in loss of
dwellings had been issued officials, the following issues opportunity for taking
property cards for the pre have been inferred: informed decisions for

April 2022 Volume 23 No. 1 - SHELTER 73