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POLICY REVIEW
synergy and financial (vi) Support to USVs also Consumer Affairs, Food
mechanism. reduced potential threat and Public Distribution,
to lawlessness may be Ministry of Health and
COVID caused by some of the Family Welfare, and
(i) It has included all (no adversely affected USVs Ministry of Women and
one left behind) in the misguided by anti-social Child Development
fight against COVID. elements. were brought together
The USVs came in a to facilitate USVs under
regular touch of ULBs Institutional Synergy SVANidhi se Samriddhi.
to also cover necessary (vii) Governments in the
facilitation on COVID if Centre, State and ULBs Financial Mechanism
required. joined hands for this (i) PMSVANidhi has shown
pioneering programme innovative financial
(ii) Retaining USVs also along with bankers. package as a model to
reduced threat of further Regular meetings, facilitate poor at grass-
communication of reporting and feedback root level in terms of
pandemic in their home is being maintained working capital loan
place the remote areas. at different layers along with incentives and
(iii) It has facilitated regular of government with concessions in payment,
supply of goods and MoHUA taking the lead interest subvention, and
services (vegetables, in the centre. promotion of digital
fruits, street food, barber (viii) Institutional transaction.
shops, cobblers, Pan cooperation has created (ii) The scheme also includes
Kiosk, laundry etc.) to a convergence and facilitation for welfare
urban society. synergy for outstanding schemes of GoI to
Conflict outreach, scale, spread USVs. Eight important
and outcome under the schemes include: 1) PM
(iv) It has established scheme. Suraksha Bima Yojana,
social cohesion sense 2) PM Jeevan Jyoti Bima
of gratitude and (ix) ULBs have emerged Yojana, 3) PM Shram
cooperation in the urban as focal point for inter- Yogi Mandhan Yojana, 4)
community at grass-root governmental and inter- PM Jan Dhan Yojana, 5)
level. Municipal leaders institutional synergy. One Nation One Ration
and bankers are seen (x) This institutional synergy Card, 6) Registration
closer to USVs meaning a also creates a platform under BoCW, 7) Janani
mutual trust and faith in for wider replication Suraksha Yojana and
each other (Box 2). 8) PM Matru Vandana
and adaption for other Yojana.
(v) It has promoted sense of programs.
pride, self-dependence (xi) Welfare schemes of (iii) The scheme also
among USVs who different Ministries, facilitates formalisation
were demoralized and namely, Department of urban micro
adversely affected in of Financial Services, enterprises to stimulate
their occupation by first income, employment
wave of COVID 19. Ministry of Labour and and productivity at
Employment, Ministry of grass-root level.
October, 2022, Volume 23. No.2 - SHELTER 59