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POLICY REVIEW
Table 2: PMSVANidhi Performance and Focus Areas of Habitat Day 2022
Habitat Day 2022 Focus Area PMSVANidhi Achievement
• Retained 5 million USV’s in cities
• Sustained their livelihood with a typology of assistance
Urban Poverty and Growing • Minimise growing inequality from potential threat from COVID
Inequality
• Financial Inclusion of Urban Poor
• Provided access to USVs to eight welfare schemes of GoI
• Maintained supply of essential goods under network of USVs
Sustainable City • Development of a Data base
• Model of livelihood to poor
• COVID protection to left behind
• Limiting the spread of infection
COVID
• Support package during COVID waves
• Supply of essentials
• Protected occupation of USVs
Conflict • Avoided conflict /Developed social cohesion
• Self-dependence among poor
• Intergovernmental- Team India Approach
• Involvement of Financial institutions/ Banks
Institutional Synergy • Nodal role of ULBs
• Synergy among stakeholders
• Convergence-with GoI missions and welfare schemes
• Innovative packaging of support
Finance Mechanism • Mix of incentive, concession and loans
• Formalisation of urban micro enterprises
story-oPK5gtff1ZgX2pQI OBPS,AMRUT towns and transaction-value-india/
bWyqbK.html all ULBs: September 2022 and Data from MoHUA
ii Ibid vi Data from MoHUA- xi Raise number of digitally
September 13,2022. active (1.41 million) USVs
iii https://www.pib.gov.
in/PressReleasePage. vii https://pib.gov.in/ further towards loans
aspx?PRID=1820509 Pr essr eleaseshar e. disbursed (3.08 million
and https://pib.gov. aspx?PRID=1639363 USVs).
in/PressReleasePage. viii https://pmsvanidhi. xii National Sample Survey
aspx?PRID=1816139 qcin.or g/account/ 2018 and website of
iv As per data from MoHUA landing-page Ministry of MSME. And
the share of women USVs ix MoHUA data from MoHUA.
account for 40 percent of xiii MoHUA website landing
3.2 million recipient of x https://www.statista. page of PMSVANidhi
loan under PMSVANidhi. com/statistics/731651/ xiv MSME=Micro Small and
mobile-wallet-
v MoHUA,Status of Medium Enterprises
October, 2022, Volume 23. No.2 - SHELTER 63