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POLICY REVIEW
Figure 5 transformation of Land (Mehta, 2017) been grounded for construction,
of which 35.1 lakh houses have
been completed and delivered
(MoHUA, 2019). A portion of
these are assumed to be lying
The city is under a continuous OWNED VS RENTAL vacant due to various reasons
process of evolution and HOUSING SCENARIOS such as poor maintenance of
the migrants make the city vacant stock, dilapidated state
dynamic in its functioning. Historically, the Indian housing of buildings , lack of incentives,
Their financial condition and policies have been directed and affordability. The private
personal preference of living towards home ownership. Rental developer barely sees it as a
with their community are the housing has been passed over profitable opportunity and does
basic reasons they do not wish to subject for the last 72 years since not guarantee a steady income,
own a shelter. This pushes them independence with no policy even to the landlords.
to accommodate themselves framework to accommodate Affordability is a concern in
into inhabitable or inhumane 21.72 million urban rental ownership of housing for the
conditions like was witnessed households. Economically Weaker Section
during the COVID 19 pandemic As per the Census 2011 data, (EWS) and Urban Poor. The
(figure-6). Thus, it is necessary 11.09 million houses remain housing prices are relatively high,
to ensure economic, social and vacant in urban areas despite pushed up by high construction
environmental security to all the massive housing shortage and transaction costs. Access
the city dwellers, especially with (figure-7). In 2014, around 1.08 to finance is available to them
respect to shelter. lakh houses under Jawaharlal but the beneficiary is unable to
Figure 6 Migrant during COVID Nehru National Urban Renewal avail it. The key concern is to
Pandemic Source: Left: Reuters, Right : Mission (JnNURM) or Rajiv
Rajesh Balouria from Pixabay Awas Yojna (RAY) are still provide shelter to the poorest,
vacant in 159 cities as per the who is barely earning enough to
survive and save, to send back
ARHC Operational Guidelines to his family in their village.
(Ministry of Housing & Urban The income of the daily wage
Affairs, 2020). The scheme of earners would just be enough for
PMAY (U) is rapidly moving sustenance. An investment for
towards achieving the vision for ownership of a house may not be
providing a permanent (pucca) a priority or possibility for them.
house to every household by
2022 under “Housing For All As per Knight Frank India’s
2022”. As per the progress data research report, India Real
in August 2020, out of 1.05 crore Estate (Khaitan, 2019) – January
houses approved, 66.2 lakhs have to June 2019, the residential
Figure 7 Rental Housing Scenarios
(Source: Author)
48 HUDCO-HSMI Publication
