Page 49 - HUDCO-SHELTER-APR21

POLICY REVIEW

including a trust deficit for (CLSS) which is further tackling the housing shortages.
consumers despite the categorized into CLSS I (for EWS The Affordable Rental Housing
enactment of RERA. COVID-19 and LIG) and CLSS II (for MIG). Complexes (ARHCs) for
has reignited the problems Among these verticals, the Migrants Workers/ Urban Poor
related to housing vulnerabilities composition of sanctioned scheme, which was launched last
of the urban poor, especially the houses was 4.5 lakh, 68.7 lakh, year amidst the migrant crisis
otherwise invisible section of 23.4 lakh, and 14.1 lakh for ISSR, during the lockdown did not see
seasonal migrants. The BLC, AHP, and CLSS much push in the Budget 2021-
pandemic has impacted the real respectively. In CLSS, the houses 22. PMAY beneficiaries have also
estate and construction sector sanctioned under CLSS I and II faced issues due to corruption,
and highlighted the need for was 8.7 lakh and 5.4 lakh, delayed payments, lack of
adequate housing. respectively. drainage facilities, garbage
The flagship program for urban For FY 2020-21, the BE for CLSS I disposal; quality housing must
housing – Pradhan Mantri and II were Rs.900 and Rs.500 be ensured beyond allocation.
Aawas Yojana – Urban (PMAY- crore respectively, which was PMAY can respond to these
U) – has not received any revised (RE) to Rs. 3,750 and concerns by in-situ slum
increased budgetary provision Rs.3500 crore. The BE for CLSS development and upgradation.
over the last financial year. For for FY 2021-22 only has The comprehensive plan must
PMAY-U, the BE remains the allocations for CLSS I, which is overcome legislative hindrances,
same between the FY 2020-21 Rs.1000 crore. There has been a bureaucratic delays and increase
and 2021-22 at Rs.8,000 crore. big push for the flagship scheme amount under ISSR vertical.
The RE for FY 2020-21 for PMAY-U or Housing for All by URBAN POOR & PANDEMIC
PMAY-U was a whopping 2022 and the resources have EFFECT
Rs.21,000 crore, i.e. an increase been also raised from Extra
Livelihoods in the Lurch
of more than 160 percentage Budgetary Resources (EBR) such
from the BE 2020-21 of Rs.8,000 as the Affordable Housing Fund. This year's budget is also
crore. Budget 2021-22 has provided marked by the absence of any
additional budgetary provisions
As of February 2021, the housing some indirect benefits for the
for ongoing urban poverty
sanction under PMAY-U stood at urban housing sector as well. For
alleviation programme like the
over 110 lakh, of which over 73 instance, an additional
Deendayal Antyodaya Yojana
lakh houses were grounded and deduction of interest amounting
National Urban Livelihood
42.7 lakh were completed, total to Rs.1.5 lakh for purchasing an
Mission (DAY-NULM), whose
housing demand being 112 affordable house and tax breaks
BE for FY 2021-22 was Rs.795
lakhs. PMAY-U schemes, for the developers of notified
crore, same as FY 2020-21 (RE
financed from Central Road and affordable housing projects as
for FY 2020-21 was Rs.795 crore).
Infrastructure Fund (CRIE) has well as rental housing projects
four verticals – (i) In-situ Slum for one more year up to 31st The Prime Minister Street
Redevelopment (ISSR); (ii) March 2022, to increase the Vendor's Aatmanirbhar Nidhi
Beneficiary-led Construction or supply of affordable housing. (PM SVANIDHI), a central sector
enhancement (BLC); (iii) Specific separate allocations to scheme, was launched in 2020, to
Affordable Housing in improve and ensure access to help formalize the street vendors
Partnership (AHP); and (iv) housing to migrant workers with the objectives- to facilitate
Credit Linked Subsidy Scheme could have been more fruitful in working capital loan up to

April 2021 Volume 22 No. 1- SHELTER 47