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CASE STUDIES
observed in the case of the key enablers for housing: Against this background, to
Ahmedabad (Mahadevia, land, planning, and financing. understand the process of
Bhatia, & Bhatt, 2018). BLC implementation and
LEARNINGS FROM BLC the innovative interventions
This paper is based on the IMPLEMENTATION by states that stimulated
learnings from the states larger uptake, household
of Odisha, Kerala, and TN, Along with the ease of surveys were conducted
conducted during 2018- implementation of BLC, across three states: Odisha,
19, to understand the BLC resulting from the availability Kerala, and Tamil Nadu,
implementation processes of land rights, this vertical during 2018 -2019 by Scaling
and the beneficiaries’ also attained significant City Institutions for India
experiences in leveraging traction from the innovative (SCI FI) Initiative at Centre
the subsidy. This paper is approaches adopted by for Policy Research (CPR) in
structured into six sections. various state governments partnership with Deutsche
The first section provides to expedite the disbursal Gesellschaft für Internationale
the context for the study, of the BLC subsidy. These Zusammenarbeit (GIZ),
followed by the objectives and innovations have enabled India. 250 HHs were taken
methodology in the paper’s the states to facilitate house up for survey in each state at
second section. The next three construction among the urban 90 per cent of the confidence
sections elaborate on the poor through the provision interval and 5 per cent margin
study’s key findings across the of land rights, increased of error. These were further
facilitation of land transfer for subsidies, and financial distributed across three
enabling BLC subsidy, access assistance. A disaggregated select cities; each arrived
to institutional finance, and analysis of BLC uptake across in consultation with the
access to basic infrastructure. three Indian states – Odisha, respective state governments.
The last section of the paper Kerala, and Tamil Nadu (TN) Stratified purposive sampling
culls the learnings from the – reveals that there is higher was followed to select HHs in
findings for an overview of traction of BLC in smaller
cities (Figure 3). each of the cities. The state-
Figure 3: City class-wise distribution of BLC houses sanctioned
Source: (Census 2011), MoHUA website
52 HUDCO-HSMI Publication