Page 52 - HUDCO-SHELTER-April22

CASE STUDIES

ADDRESSING HOUSING SHORTAGE

AMONG URBAN POOR THROUGH BLC

LEARNINGS FROM IMPLEMENTATION

MR. SHUBHAGATO Pradhan Mantri Awas Yojana agenda in the medium to long
(PMAY-Urban) was launched
term.
DASGUPTA in 2015 to address the housing
MS. ANINDITA requirements of the urban poor, BACKGROUND
having four verticals to channel
MUKHERJEE its subsidies. Among them, Decent shelter and a healthy
habitat ensure the safety and
MS. BAISAKHI Beneficiary- Led Individual security of the urban poor

SARKAR DHAR House Construction (BLC) has and contribute to enhancing
emerged as the most successful,
for
(Habitat
productivity
with a large proportion of Humanity, 2020). With
housing being sanctioned under continuing urbanisation, one
“Along with the ease the same. To understand the of the key challenges faced
of implementation of process of BLC implementation by the cities today is the
BLC, resulting from the and the innovative interventions provision of a safe habitat and
by states, primary surveys were
availability of land rights, conducted across Odisha, Kerala adequate housing at scale.
this vertical also attained and Tamil Nadu, accounting for The Government of India
(GoI) has been assessing these
significant traction from 1 in every 10th BLC sanctions problems for decades. It has
the innovative approaches in the country. This paper aims formulated housing policies
adopted by various state to document the various aspects and programmes from time to
governments to expedite of BLC house construction time to benefit the urban poor
the disbursal of the BLC associated with land, finance, by enabling them to dwell and
subsidy.” and access to basic services. It live in healthier environments
further draws out learnings with basic civic facilities.
necessary for PMAY (U) that Through Valmiki Ambedkar
underscores the importance of Awas Yojana (VAMBAY)
Keywords: Slum Upgradation,
land tenure, institutional financing, BLC/self-built housing schemes launched in 2001 to Rajiv
Beneficiary- Led Individual House to answer the critical demand- Awas Yojana (RAY) in 2009
Construction/Enhancement (BLC), supply gap that is often widened and a host of different housing
PMAY (U), urban poor by a dysfunctional real estate schemes during this period,
market, especially for the EWS. successive governments
Mr. Shubhagato Dasgupta is Senior Finally, it identifies three made attempts to improve
Fellow; Ms. Anindita Mukherjee primary enablers – access to basic services, provide tenure
(anindita@cprindia.org) is Associate land, holistic city planning, and security, upgrade existing
Fellow (corresponding author); access to institutional finances
and Baisakhi Sarkar Dhar is Senior – to be leveraged for achieving infrastructure and create
Research Associate at Centre for Policy new housing units with a
Research (CPR), New Delhi. the national ‘Housing for All’ vision of creating a ‘Slum

50
50 HUDCO-HSMI Publication
HUDCO-HSMI Publication