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POLICY REVIEW


              which it is estimated to add    new entrants to the cities,     and land relations in smaller
              165 million people to its       start off by residing in poorly   and medium towns are
              urban base. Higher economic     serviced informal settlements   distinctly different than that
              growth and a multitude of       having  ambiguous or no         in the larger cities, it calls
              economic  opportunities  in     security of tenure. In addition   for different approaches to
              cities is catalysing annual     to other vulnerabilities,  they   address the housing demand-
              work-related migration of       face continuous eviction and    supply    gaps,    especially
              about 5-9 million people        demolition  threats,  which     among the urban poor. Given
              (Ministry     of     Finance,   puts them in an unending        larger cities dominate  the
              2017-18), indicating much       vicious cycle of poverty        research   paradigm,    often
              higher labour mobility than     (Kotal, 2021). Such scenarios   the public policies are more
              previously  estimated.  India’s   are more common in case of    responsive to these.
              urban expansion over the        larger metropolises. In 7800
              past two decades has already    non-million    smaller   and    The government of India
              placed an enormous strain on    medium towns, accounted         launched Pradhan Mantri
              land, housing supply, basic     for 66 percent of urban         Awas Yojana (PMAY) for the
              services and infrastructure     population (Census 2011),       Urban  (U) areas  in 2015 to
              (Das & Mukherjee, 2018). The    however, this scenario may      address the housing deficit
              situation is further aggravated   not be true. In these smaller   among the urban poor. The
              by a low land-to-population     cities and towns, the poor      scheme has two verticals each
              ratio which has declined        often own a plot of land but not   to support the demand and
              fourfold in comparison to       necessarily possess the ‘Right’   supply sides of housing:
              1960 making it the most land-   evidence to make their lawful   1)  In-situ             slum
              scarce countries in the world   claim on their land. They           redevelopment      using
              (Kapur,    Somanathan,     &    may  have  inherited  the  land     land as a resource;
              Subramanian, 2014).             parcel and continued doing
                                              land sub-divisions informally   2)  Credit linked subsidy
              The Indian economy is also      or are occupying public land        scheme (CLSS);
              undergoing    a   continuous    for generations. The lawful
              structural    transformation    claim  on any  piece  of land   3)  Affordable housing in
              characterized by increased      is facilitated by the Revenue       partnership; and
              mobility and migration.  As     Administration       through    4)  Beneficiary-led individ-
              per Government of India         promulgation  of Records of         ual house construction/
              statistics, the unorganised     Rights (RoR) in the name of         enhancement (BLC).
              sector   contributes   almost   the occupier. The urban poor,
              50 percent of the total GDP     however, tends to evade this    PMAY is a departure from its
              (Maitra, 2020).  Nearly 80      complex processes, making       pre-dated  housing  policies–
              percent of the people are       the available land database     the   scheme     encouraged
              employed     informally   i.e.,  redundant,   and    subjects   both the private developers
              they  are  not  covered  under   land related transactions  to   as  well   as   encouraged
              any institutional labour laws   litigations.                    individual   households    to
              (Niti Ayog,  2018). A  large                                    self-construct  their  houses
              section of the informally       Acknowledging the fact that     subject to fulfilling certain
              employed workers, often the     India’s  urbanisation  pattern   prerequisites. Seven years


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