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POLICY REVIEW


              owing to the complex policy         appointed three Central     https://mohua.gov.in/
              design and implementation           Nodal Agencies (CNAs),      upload/uploadfiles/files/
              strategies. These shortcomings      namely     the  National    10DSPPTWestern21Mar2016.
              on the design level warrant         Housing Bank, Housing       pdf
              more attention and more             and Urban Development       (2018): “PMAY–U Achievement
              resources to be allocated to        Corporation,         and    (provisional)”,  Ministry  of
              severely    underperforming         State Bank of India,        Housing and Urban  Affairs,
              verticals like ISSR. Ensuring       to     channelise     the   December 2018.
                                                  interest subsidy to the
              balanced performance of all         beneficiaries    through
              the verticals is imperative         housing finance lending     (2020): “PMAY–U Achievement
                                                                              (provisional)”,
                                                                                              Ministry
                                                                                                         of
              to realising the inclusive          institutions.               Housing and Urban  Affairs,
              “Housing for  All”  agenda                                      April 2020.
              undergirding  the  PMAY–U
              mission.                        REFERENCES                      (2021a): “Pradhan Mantri Awas
                                                                              Yojana – Housing for All (Urban)
              Notes                           Kumar, A. and Chattopadhyay,    –  Scheme  Guidelines  2021,”
                                              S. (2022): “Affordable Urban    Ministry of Housing and Urban
              1.   According to the Reserve   Housing  and  Budget  2022–23:   Affairs, January 2021. https://
                   Bank  of India, 1  US$     A Reality Check” Economic &     pmay-urban.gov.in/uploads/
                   equalled  `79.64 on July   Political Weekly, Vol 57, No 21,   guidelines/62381c744c188-
                   12, 2022. We use this      pp 13–16.                       Updated-guidelines-of-
                   exchange rate to compute   Kundu, A,  and  Kumar, A.       PMAY-U.pdf
                   Indian Rupee (`) to an     (2017): “Housing for the Urban
                   equivalent  amount of      Poor? Changes in Credit-linked    (2021b): “National Review
                   US$.                       Subsidy” Economic & Political   on  the  Progress  and  Issues:
              2.   Central Sector Schemes     Weekly, Vol 52, No 52, pp 105–  Pradhan  Mantri Awas  Yojana
                                                                              (Urban)” Ministry of Housing
                   are the category of        110.                            and Urban  Affairs, June 2021.
                   schemes that are fully     Lodge, M (2007): “Comparative   https://pmay-urban.gov.
                   funded by the Central      Public  Policy”.  In:  Fischer,  F.,   in/storage/pdf/PMAY-U-
                   government.                Miller, G., Sidney, M. (Eds.),   National-review-8-6-2021.pdf
                                              Handbook of Public Policy
              3.   Centrally     Sponsored    Analysis: Theory, Politics, and   (2022): “PMAY–U Achievement
                   Schemes are the category   Methods. CRC Press, Taylor &    (provisional)”,  Ministry  of
                   of schemes that are        Francis Group, Boca Raton, pp.   Housing and Urban  Affairs,
                   jointly funded by the      273–288.                        June 2022.
                   Central government and
                   the State government.      MoHUA  (2016):  “PMAY–U         Schneider,  A.  L.  and  Ingram,
                                              Scheme             overview”,   H. (1997):  Policy Design for
              4.   For the CLSS vertical, the   Ministry of Housing and       Democracy. University Press of
                   Central government  has    Urban  Affairs, March 2016.     Kansas.












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